The next thing that you might not be aware of what affects your car insurance is the make and model of your car – did you know that? You will not get numbers at all from your car insurance company, but they do have a rating system and the system is used to devise what the cost of the car would be and then they factor in all of the theft and safety features with the car. The cars are generally given a rating of 1 to 27 and the higher the number that your car is, the more your premium is going to be.
One thing that you could do before you purchase a car is going to be looking up your car’s relative risk with MSN Money’s comparison tool. That way, if you are buying a new car with a rating that is quite high, you can switch gears and get yourself a car that is going to have an affordable premium attached to it.
Or you can search online for some of the most expensive cars to insure and avoid those cars. Generally speaking, those cars are going to be sports cars.
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